Motability Schemes

Contract Hire Scheme

A car contract hire scheme is available to anyone who has been awarded the Higher Rate Mobility Component of the Disability Living Allowance (HRMC-DLA) or the War Pensioners Mobility Supplement (WPMS) for one year or more. No credit rating is needed to secure a vehicle as the benefit is paid directly by the Government. The person in receipt of the HRMC-DLA or WPMS does not need to be able to drive the car; up to two named people can be nominated to drive for them as named drivers i.e. parent or a carer of the recipient.

The Contract Hire agreement is based on a fixed-term of three years and is available on new cars only.

New and Used Hire Purchase Schemes

These schemes are available through Motability using HRMC-DLA or WPMS allowance.A customer may choose to exchange some or all of their allowance to finance the purchase of a vehicle on Hire Purchase over a four or five-year period for a new car, and two, three or four years for used cars. For new car sales, the vehicle is sold to the customer by the dealer at 3% discount off the Recommended Retail Price of the car.For used car sales the vehicle is sold at the market price. The customer is the responsible for all insurance, repairs and servicing and for disposing of the vehicle.

For more information please call our Motability Specialists at one of our three centres: